MTN XtraTime

With MTN XtraTime, we offer you airtime on credit when you run out and are unable to recharge at the time.​

Overview

MTN Xtratime service allows our customers to borrow an airtime or bundle loan when they run out and are not able to purchase more at the time.  So when you are unable to recharge at any one time, MTN Xtratime comes to your rescue.

Customers who are eligible to borrow, have a choice to borrow any of the following as long as it is within their credit limit.

  • Airtime only
  • A bundle only
  • Airtime and a bundle
  • Airtime and Airtime
  • Bundle and Bundle

    Who qualifies to Borrow a Loan? 
  • MTN prepaid customers who fulfil all the following criteria:
  • The customer has been active on the MTN network for the past 90 days.
  • The customer has used a total value of airtime of least UGX 1,800 each month for the last 3 months.
  • Prepaid roaming subscribers will have access to the service and will have their next recharge reduced by the amount owed.
Get started

  • To get borrow a loan, simply follow these steps

    • Step 1: Dial *146#
    • Step 2: Follow the on-screen prompts
Cost

  • Borrowing Airtime: Customers will be charged only 10% of the credit value they borrow. For example, if the customer borrows UGX 1 000, of the UGX 1,000 credit given, the usable airtime value shall be UGX 900, while UGX 100 shall be the fee for the Airtime loan.
  • Borrowing bundles: Customers will be charged only 10% of the value of the bundle borrowed. For example if a customer borrows a 40 MB data bundle valued at UGX 500/-, a fee of UGX 50 will be charged. The full 40 MB will be activated for the customer and a total of UGX 550 (value of loan + loan fee) will be owed by the customer.

MTN Xtratime service allows our customers to borrow an airtime or bundle loan when they run out and are not able to purchase more at the time.  So when you are unable to recharge at any one time, MTN Xtratime comes to your rescue.

Customers who are eligible to borrow, have a choice to borrow any of the following as long as it is within their credit limit.

  • Airtime only
  • A bundle only
  • Airtime and a bundle
  • Airtime and Airtime
  • Bundle and Bundle

    Who qualifies to Borrow a Loan? 
  • MTN prepaid customers who fulfil all the following criteria:
  • The customer has been active on the MTN network for the past 90 days.
  • The customer has used a total value of airtime of least UGX 1,800 each month for the last 3 months.
  • Prepaid roaming subscribers will have access to the service and will have their next recharge reduced by the amount owed.

  • To get borrow a loan, simply follow these steps

    • Step 1: Dial *146#
    • Step 2: Follow the on-screen prompts

  • Borrowing Airtime: Customers will be charged only 10% of the credit value they borrow. For example, if the customer borrows UGX 1 000, of the UGX 1,000 credit given, the usable airtime value shall be UGX 900, while UGX 100 shall be the fee for the Airtime loan.
  • Borrowing bundles: Customers will be charged only 10% of the value of the bundle borrowed. For example if a customer borrows a 40 MB data bundle valued at UGX 500/-, a fee of UGX 50 will be charged. The full 40 MB will be activated for the customer and a total of UGX 550 (value of loan + loan fee) will be owed by the customer.