Make and receive payments via Mobile Money

Money transfers

Share your real-time location with your Ayoba contacts.

Let’s Meet


Welcome to Ayoba the simple, secure, and seamless messaging service.

Ayoba is a free messaging app for your Android mobile phone. Chat to your friends, transfer money and much more!

Free to use
Ayoba is free to use. You need data to send messages and files to your contacts, but some networks (e.g. MTN) may provide this data for free too.

Quick connect
Use your existing address book to quickly and easily connect you with your contacts.

Chat now
Instantly send and receive text and voice messages with any of your contacts.

Chat with everyone
Send SMS text messages to anyone in your contact list, regardless of whether they’ve installed Ayoba or not.

Group chat
The more the merrier! Set up group chats to easily communicate with friends and family in a single chat.

Sharing is caring
Share videos, images, audio, and other files with your contacts.

Make calls within the app using your voice connection.

End-to-end encryption means that messages in a conversation cannot be read by anyone else.

Let’s Meet
Share your real-time location with your Ayoba contacts.

Money transfers
Make and receive payments via Mobile Money.

To download

You can download the Ayoba App from www.ayoba.me (this is zero rated) OR from Play Store, (Normal data charges apply).

View the frequently asked questions about Ayoba from here.