This is a short-term, digital loan facility provided in partnership with dfcu to support mobile money agents with working capital (float) during weekends, which is a high-demand period. Agents can borrow through the MTN MoMo USSD *165*5*3# and receive funds instantly into their float wallet.

• MTN MoMo agents active on the platform for at least 6 months
• Agents with sufficient transaction volumes
• Agents with good credit and float management history
• Agents who have opted in by accepting the Terms & Conditions
• Agents flagged as eligible

• Minimum loan amount of UGX 1,000,000 and a maximum of UGX 5,000,000(Loan limits are personalized and based on dfcu Bank’s credit scoring model using the agent’s transaction history and business profile.)
• Loan is available on only weekends (Friday Midnight to Sunday 11:59 PM)
• Loan repayment period of up to 3 days.

Weekend Agent Loan is available on weekends only i.e Friday Midnight to Sunday 11:59 PM and an agent has 3 days to pay this loan from the day of borrowing.

• Convenient. MTN agents can access the loan via USSD short code *165*5*3#
• Instant. MTN agents can access to funds for operational needs in less than five minutes.
• No collateral security is required to access the loan.
• Longer Tenure. Agents can now access a loan for 3 days.
• Higher Limits. Agents can get up to 5,000,000/= depending on how they use mobile money services and repayment history.
• Flexible repayment. Agents can choose to pay with-in 3 days.
• Weekend Float. Supports mobile money agents with working capital (float) during weekends, which is a high-demand period.

• Access Fee (Fixed, 72 hours): 1.5%
• Penalty Fee (Daily, on overdue balances): 1% per day for 2 days.
• No service or registration fees
• No taxes applied

• Dial the MTN MoMo USSD code *165# 
• Select ‘Agent Loans’ 
• Select ‘Weekend Agent Loan’
• View and accept Terms & Conditions
• Enter MoMo PIN to join the Weekend Agent Loan
• An SMS is sent to the agent upon successful registration.

• Dial the MTN MoMo USSD code *165# 
• Select ‘Agent Loans’ 
• Select ‘Weekend Agent Loan’
• Enter your MoMo PIN
• Select 1 to proceed
• Select ‘Get a Loan’ 
• Enter amount (within approved limit)
• Select Loan Term (3 days)
• Confirm loan summary and approve. 
• Loan is credited to your float wallet instantly

Yes. Early repayments can be made through the same USSD code *165*5*3#. Partial and full repayments are supported.

No, an agent must fully repay an existing loan before applying for a new one.

• Increase activity on your MTN Momo account by transacting more.
• Early and prompt repayment of your loan.

• Dial *165#
• Select ‘Agent Loans’ 
• Select  Weekend Agent Loan’
• Enter MoMo PIN
• Select 1 to proceed
• Select ‘My Account’ > ‘Opt-Out’
• If no outstanding loan balance, the account will be closed
• If loan balance exists, you must repay before opting out.

• Dial *165# Select ‘Agent Loans’ >
• Select ‘Weekend Agent Loan’
• Enter MoMo PIN
• Select 1 to proceed
• Select ‘Repay Loan’
• Choose partial or full repayment option
• Select 1 for partial repayment and include the amount then confirm. 
• Select 2 for full repayment, review the amount details then confirm.

• A daily penalty fee of 1 daily% applies on overdue balances
• Prolonged default may lead to account restrictions

To get more information about the MTN Momo Agent Loan, customers can reach us on; Helplines: 100 and 128 

WhatsApp: 0772122100 and 0772123100

Twitter: @MTNMoMoUG

Instagram: MTNMoMoUG

Or contact your field supervisor.

Visit the MTN MoMo platform for T&Cs and FAQs.